Search: Christopher Taylor

Author: Christopher Taylor

#480 Save $30,000 For A Home Down Payment In 5 Months

Before tackling mortgage interest rates, home maintenance costs and utilities, every home buyer must first gather the funds for a mortgage loan down payment. The typical mortgage lifespan lasts 15 to 30 years, but for most house hunters looking to secure a home loan, those terms sound more like t... see more

#473 Facing Retirement? Look Beyond 100% Bonds

It goes without saying – I'm a bond guy. Fixed income has literally filled each one of my days for quite some time now. That's why I may seem to be the most unlikely person to admit this, but it must be said: Just because you're retiring does not necessarily mean you should put all of your mone... see more

#415 Best Ways to Save For Retirement Without an IRA or 401(k)

Saving for retirement is often one of the largest financial objectives individuals face. While there are various schools of thought on the total amount necessary to live comfortably during retirement, the majority of advisers, planners and analysts agree that being proactive in setting money asid... see more

#367 New Market in Multigenerational Housing

A record 57 million Americans – 18.1% of the U.S. population – lived in multigenerational households in 2012, twice the number of people who lived in such arrangements in 1980, according to a 2014 report from the Pew Research Center. Since 1970 the number of people living in multigenerational... see more

#366 8 Ways to Maximize Your Holiday Budget

The Great Recession caused holiday spending to dwindle, but in recent years the amount of money Americans are spending on gifts for the holidays has only increased. According to the American Research Group, holiday spending in 2014 was $861 per family, up 8% from 2013. With the holidays just arou... see more

#350 Cold Calling Vs. Networking

Few people enjoy doing cold-calling but does it still have its place in the financial services industry? Do financial advisors still use cold calling as a recruitment strategy or has networking become the new strategy of choice? Here's where each fits into the industry today.Cold Calls and Do... see more

#333 Is Retirement in Your 30s Really Feasible?

There is a new trend going on in the world of personal finance: retiring in your 30s.Or, more precisely, having enough passive income in the form of investments to stop working in your 30s if you so choose. If you do want to work, then you can continue building your wealth.Th... see more

#176 Strategies For Your Roth 401(k)

Your employer might offer a Roth 401(k) as one of your retirement plan options. To learn more about Roth 401(k)s, read A Closer Look At the Roth 401(k). If you've already made the decision to elect the Roth option, it's time to put some strategies together for maximizing your returns.... see more

#149 How To Manage Lifestyle Inflation

Most people will spend more money if they have more money to spend. Consider a college graduate who, just embarking on his career, settles into to a comfortable apartment for $750 a month. A couple years later, his salary has increased, so he finds a better apartment for $1,250 a month. The old a... see more

#131 Top 10 Mistakes To Avoid On Your 401(k)

Most of today's workers can no longer depend on receiving a pension when they retire. The days of defined-benefit pensions in which the employer guarantees a monthly payment for the rest of the recipient's life are almost gone. Only 22% of workers today have that type of secured ... see more

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